The development of commercial activity on the Internet has led to the emergence of a variety of payment systems, thanks to which users can make purchases in online stores, pay bills and a variety of services. Each of the payment systems has its own characteristics.
There are dozens of different electronic payment systems, but only a few of them have gained popularity. One of the leaders in this market is the WebMoney system. Its main advantage is its very wide popularity; the vast majority of online commercial resources accept payments through it.
It is also important that this system is very user-friendly. It can be used both from a computer and from a mobile phone, you just need to install the appropriate application. You can have several types of wallets - dollar, ruble, euro, Ukrainian hryvnia, etc. etc. If necessary, you can convert one currency into another in a matter of seconds, the commission charged for this is very small. It is possible to withdraw funds to a bank card, crediting usually takes place within a couple of days.
The WebMoney payment system is highly reliable. Authorization can be done via SMS messages, which excludes the possibility of using your account by fraudsters. Registration in the system is very simple and takes a few minutes. But to remove the restrictions on the transfer amount, you must confirm your personal data by sending photos or scans of your passport. There is a system of passports that determines the level of a user in the system. The higher the certificate, the less restrictions on transactions.
The second most popular system in Russia is the Yandex. Money electronic payment system. Some time ago this payment system was bought by Sberbank, which testifies to its great potential. To open a wallet in "YAD", it is enough to register in the system. Withdrawal of money to a bank card is available. All operations can be performed both through the system website and through the "Internet. Wallet" program. Most Russian online stores accept Yandex. Money for payment, but it is better to use other services to pay for overseas purchases.
In the past few years, the QIWI payment system has been rapidly gaining popularity in Russia. One of its conveniences is that a wallet registered in the system can be replenished through the system terminals installed in many stores. In addition, QIWI gives users the opportunity to buy virtual cards for different amounts - such a card can be used for payments on the Internet in the same way as a regular bank card. Virtual cards are convenient for those who do not have a bank card or are afraid to use it on the Internet.
Among the payment systems popular all over the world, one cannot fail to mention E-gold. The main difference of this system from others is that customer funds, when credited to the account, are converted into a certain amount of gold. If the price of gold rises in the market, the amount you invested also increases. If gold falls in value, your funds also diminish. You can replenish your account or withdraw funds using WebMoney using one of the online exchange offices.