For many, the Internet has become not only an information platform, but also the main place for making purchases and making money. Therefore, for a full life in the global network, a modern person needs an electronic wallet no less than an ordinary one in real life.
Of course, first of all, you should be interested in the most reliable and convenient online wallets, which thousands of users trust with their funds. There are several such payment systems in the modern Internet space.
PayPal
The absolute leader in the number of users worldwide is the PayPal payment system. It was created in December 1998 and today has over 137 million users. It can be used for calculations in almost all online stores in the world; it is one of the most integrated systems that works with 23 world currencies. The PayPal online wallet allows you to shop globally. If your plans include shopping in foreign stores and online auctions, then getting a PayPal account should be your first step.
Until 2013, Russian users could not withdraw money from the system to the accounts of banks in the Russian Federation. Now this inconvenience has been eliminated.
You can top up your account using a regular bank card. The wallet is free to use, however, when making payments, the recipient may withhold a commission, so you need to carefully monitor the terms of transactions in order to avoid unpleasant surprises.
WebMoney
A very popular electronic payment system that enjoys great success in Russia. Registration and use in it are free, the user is provided with three wallets for payments in dollars, rubles and euros. WebMoney is well integrated in the Russian market, many shops and government agencies accept its payments.
Earlier, withdrawal of money was carried out only in authorized centers. However, today this can be done by linking the bank account number to the WebMoney electronic wallet.
When transferring funds between users, the system charges 0.8% of the amount in its favor.
WebMoney is widespread in Russia and the CIS, and many remote work exchanges use this payment system as the main, and sometimes the only one. Therefore, if you plan to make money on the Internet, then for sure you will need an electronic wallet in this system.
Yandex money
One of the youngest systems and one of the fastest growing. It boasts of its reliability and ease of use. All transactions are carried out in rubles. They can pay for purchases, internet, mobile communications, game accounts, make utility bills,. There is also an offline subdivision of the system, represented by payment cards that can be purchased in regular stores and used to pay online. Funds are withdrawn to the linked bank account number, and a commission is charged. The system also has a convenient application with which it is easy to make the necessary payments directly from the phone.
With the help of Yandex. Money, you can make money transfers not only in Russia, but also abroad.
Skrill
Another notable player in this market is the Skrill system, until 2011 known as Moneybookers. It can rightfully be called one of the simplest, since to transfer funds, it is enough to know only the recipient's e-mail address. Transfers can be made in 40 world currencies, to any of the two hundred available countries.
However, this simplicity requires increased security measures, so the amount of money transferred is limited (up to 50,000 euros within 90 days), and to receive an account, you must confirm your personal data.
Despite the variety of options (not all are listed in the article, but only the most popular and reliable ones), it is hardly possible to get by with an electronic wallet in one of the systems. Each of them has its own advantages, disadvantages and its own coverage, so carefully study additional information on the official sites and make your choice based on your current needs.
