In modern times, some banks provide their potential customers to apply online for a credit card. This is a very convenient procedure that can save you a lot of time.
Instructions
Step 1
Please read the terms and conditions of the credit card issuing banks carefully. To do this, use the information posted on the Internet or personally visit credit organizations and ask the specialists the questions you are interested in.
Step 2
Having decided on the bank in which you want to apply for a credit card, go to its official website to fill out an online application. As a rule, when filling out a questionnaire, banks are asked to provide the following information: full name, passport details, residential address and registration address, telephone number, TIN, place of work, marital status, property and military obligations. Provide only reliable information in the online application, since all data will be checked by the bank's security service. In addition, when applying for a credit card, the bank may ask you to come to the branch to confirm all the data you specified in the questionnaire with documents.
Step 3
After completing and submitting your credit card application, you will need to wait. After 2-3 days, a bank employee will contact you by phone and inform you about the decision (positive or negative) in issuing you a credit card. If your application is approved, you will need to come to the bank with documents, a list of which you can ask the employee of the credit institution, and get a credit card.
Step 4
A bank employee, along with a credit card, will give you a sealed envelope containing a PIN (four-digit number), which will need to be entered to conduct card transactions. If you lose your PIN, you will have to contact your bank to reissue your credit card.
Step 5
Some banks send cards by mail. In this case, you will need to personally receive and go through the activation procedure. This can be done either through an ATM or by calling the bank. After activation, you can use your credit card.
