An Internet wallet is a convenient service that allows you to pay bills, top up card and mobile phone balances, and make purchases without leaving your home. Funds stored in such a wallet can be cashed out in several ways. You can also replenish it with "real" money.
How to create an internet wallet
There are several internet wallets in operation at the moment. The registration process in them does not take much time. It is enough to select a specific service, fill out a form and link the account to a mobile phone number. Thanks to this procedure, you can protect yourself and protect your funds from fraudsters. You will need to confirm any operation with a code that will come in the form of an SMS message. In addition, the entrance to the Internet wallet is carried out using a username and password. If you forget this data, you can also restore it by confirming via your mobile phone.
The conditions for entering and accessing funds differ from service to service. There are wallets that you can enter using a login and password that you come up with yourself, and there are those where the login data is generated by the system automatically, and then sent to you at the specified email address or in the form of an SMS message. If desired, the username and password can be changed at any time, however, such an operation can be performed only by the one who has access to classified information and owns the mobile number to which the registration was carried out.
You can use the internet wallet using either a computer or a mobile phone. In the second case, most likely, you will need an additional application that can be downloaded from the official website. This is the so-called "mobile version of the Internet wallet".
The list of services that can be paid via the Internet, you can study when entering the wallet. Several such accounts can be opened at the same time.
How to top up the balance of an Internet wallet
There are four ways to fund your Internet wallet account. First, with the help of cash. All such systems are reflected in the terminals. After selecting the desired service in the list of services and entering your wallet number, you simply insert the bills into a special hole in the terminal, and within a few minutes the funds will be credited to the account.
The second method of replenishment is bank cards. This method has its own nuances. The fact is that not all Internet wallets provide the ability to use cards without first "linking" them to an Internet account. You should think about this nuance in advance. As a last resort, you can try to replenish your Internet wallet through the Internet Bank service, but for this you will have to enter your personal account on the bank's website.
The third way is to transfer funds from another internet wallet. This method is also not always feasible. Some services are not available in the personal account of Internet wallets, so you need to carefully study the entire list of services. Most often, funds can be transferred between wallets of the same system.
The fourth way is to top up using a mobile phone. In order to carry out such a procedure, you first need to enter the personal account of the Internet wallet, then select the "replenishment from mobile" function, select the desired operator from the list and send a request. An SMS message will be sent to your phone confirming the operation. By entering the code in the required line, the money will be automatically debited from the mobile phone account and credited to the Internet account.
Please note that some deposit methods are carried out with an additional transfer fee. Most often, this situation is observed when replenishing Internet wallets using a mobile phone or when transferring from another service.
