In modern times, most banks allow their potential customers to order a credit card online. This is a very simple and convenient procedure that can save you a lot of time.
Instructions
Step 1
Check out the list of banks that issue credit cards on the most favorable terms. To do this, you can use the information posted on the network, or personally visit the banks and ask the specialists you are interested in.
Step 2
When you have decided on the bank where you want to apply for a credit card, go to its official website and fill out an online application. As a rule, when filling out the questionnaire, you will need to provide the following information: full name, passport data, residential address and registration address, telephone number, taxpayer identification number, as well as information about the place of work, family, property ownership, military service. Please note that the online application must contain only reliable information, since all data is checked by the bank's security service. In addition, when receiving a credit card, the bank may require you to come to the branch and confirm all the specified data in the application form with documents.
Step 3
After completing your online credit card application, you will need to wait. After 2-3 days, a bank employee will call you and inform you of a positive or negative decision to issue you a credit card. If the decision is positive, you will be told when, at what time and with what documents you should come to get the card.
Step 4
There are banks that mail a credit card. In this case, you must personally receive it, since the card has not yet been activated, and only the person who actually ordered it, that is, only you, can activate it.
Step 5
So, having received a credit card, you need to go through the activation procedure. This can be done either using an ATM or by calling the bank.
Step 6
Together with a credit card in a closed envelope, a bank employee will give you a four-digit PIN, with which you can use the funds on the card. Remember that no one except you knows the PIN-code of your card, therefore, if you lose it or forget it, the card will need to be reissued.
Step 7
When the card is activated, put your signature on the back on a special strip.
Step 8
After receiving and activating a credit card, you can safely withdraw cash from it, or pay for purchases with it.
