Do you want to pay off your loan without standing in lines? Now, in the age of high technology, this has become possible. It is enough to have a computer with Internet access at hand and you can pay without leaving your home.
Necessary
- - a computer with Internet access;
- - bank account;
- - plastic card with variable passwords;
- - the number of your loan agreement.
Instructions
Step 1
Everyone calls this service differently: some are Internet banking (online banking), others - remote service. But the point in this case is only one - repayment of the loan using the Internet and payment for many other services.
First of all, contact any bank and open an account there. If you are already a client of the bank, then write an application for connection to the "Remote Service" service. The application for connection must be written directly at the bank's office. You will be given a login and password, as well as cards with a list of one-time passwords for making payments (they can also be obtained from the bank terminal).
Step 2
Now go to your bank's website and go to the remote service section. Enter the username and password given to you, as well as the one-time password from the card into the authorization window. Then you can view all information about your personal account.
Step 3
Then enter the section "Financial operations" or "Financial services" (each bank has this section in its own way) and select the operation "Loan Repayment". A window will open in front of you where you will need to fill in the following data of the bank in which you took out a loan: your loan agreement number, bank name, correspondent account number, current account, bank identification code.
Step 4
After filling in all the data, enter a one-time password from a plastic card and click the "Confirm payment" button. In case of successful payment, the system will notify you about it. An amount equal to the loan payment amount will be debited from your personal account.
This completes the loan repayment operation. If you want to check whether your payment has reached the beneficiary's bank, click on the "Account statement" tab. All information on financial transactions on your personal account will be displayed there.
